For people whose money sits in PiggyVest or a bank account
Not stocks. Not crypto. A small piece of Roofteller — at the lowest price anyone will ever pay for it. Here's the honest version of where that goes.
But what does $1,000 actually buy you today?
Your $1,000 today buys a 0.07% slice of Roofteller at a $1.5M valuation cap — the lowest price anyone will pay for it.
Why this matters: Think of the cap as the price tag on your investment. Yours says $1.5M. The next investors' says $5M. Same product — you just got there earlier. Earlier means cheaper. The cap locks that price in.
In 7 years, that slice could end up in one of three places.
Where $1,000 could end up in 7 years
Roofteller is the only one of those that can also go to zero. Here's how the top number actually gets there.
Your $1,000 buys a SAFE — basically an IOU from Roofteller. When the next round closes at a higher price, your IOU converts into shares at the $1.5M cap. You got there earliest, so you got the best deal.
Roofteller raises $700K once rent is flowing through the platform. New investors agree to a $5M valuation — they pay 3x more per share than you. Your slice gets thinner, but it's a slice of a $5M company. Your stake: $3,333.
Nigeria's working. Roofteller raises $4M at a $20M valuation to launch in the UK. Seed investors pay 13x what you did per share. Your slice shrinks again — but the company's worth $20M now. Your stake: $11,696.
Both markets are running. Roofteller raises $15M at an $80M valuation for fast growth. Series A investors pay 53x what you did per share. Your stake: $38,986.
Your $1,000 from entry through acquisition
That last bar — acquisition — is where you get paid. Here are three ways it could go.
Three realistic ways Roofteller gets sold — and what gets paid out to you.
Why an acquisition and not an IPO? Three reasons.
The product fits the buyer. Roofteller is a banking product built specifically for rental property investors — exactly the kind of company neobanks buy when they want to own a new market.
It's already happening. In 2024, Monzo bought Habito to add mortgages to its bank. Revolut, valued at $75B, announced expansion into Africa for 2025. Banks like these don't build banking for rental property investors from scratch — they buy whoever already did.
The deposits are hard to move. A banking product for high-value customers, revenue in two markets, and accounts that don't unwind easily — because switching banks means asking every tenant to pay somewhere new.
So what does this mean for your $1,000? The bottom line.
Your bottom line
Compared to alternatives you already trust:
Same $1,000 invested over 7 years
Assumes a 7-year hold. Public-market figures are illustrative averages — startup investments carry far more risk.
You probably still have questions. Most people do.
Can I lose my money?
Yes — your entire investment, if Roofteller fails. Startup investing is high-risk, high-reward. Only invest what you can live without for 5–10 years.
How is this different from a stock?
Stocks trade on public markets — you can buy and sell any day. SAFEs are private. Your money is locked up until Roofteller is acquired, goes public, or shuts down. Public stocks return ~10%/yr on average; private startup outcomes are bimodal — a portfolio either returns close to zero or many multiples, with not much in between.
What is a SAFE?
A Simple Agreement for Future Equity. You hand Roofteller money now. When Roofteller raises its next priced round, that money turns into shares — at a lower price than the new investors pay. You're not buying shares today; you're locking in the right to buy them cheaper later.
How long until I see a return?
5–7 years. Roofteller needs to get to revenue, raise three rounds, prove both markets, and reach a point where buying it makes sense for an acquirer.
What does the $1.5M valuation cap mean for me?
It's the price you're locked in at. If the pre-seed values Roofteller at $5M, your SAFE still converts as if Roofteller is worth $1.5M. That's 3.3x more ownership per dollar than the pre-seed investors get.
What is dilution?
Every time Roofteller raises money, new shares are issued. Your percentage drops — but the company is worth more. A smaller slice of a $95M company beats a bigger slice of a $1.5M one. Dilution is normal.
What if Roofteller doesn't get acquired?
Acquisition is the most likely path, not the only one. Roofteller could also go public, keep growing privately, or — in the worst case — fail. Your SAFE stays as-is until something happens.
Ready to talk? Here's how to reach me.
Next step
The F&F round is small and personal. Send me a note — I'll reply with the SAFE terms, the wire details, and time to talk it through.
Email Sokari → sokariharry@gmail.comIllustrative only. Every number after today is a projection — actual returns depend on company performance, future round terms, liquidation preferences, and market conditions. Startup investments carry significant risk, including total loss of capital.
Roofteller — Investor Calculator
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